A homeowners policy or any other type of personal insurance is just that, personal in nature. So if you have…
You’ve probably heard of umbrella insurance, a type of coverage that protects you if a claim exceeds your insurance policy’s…
Cybersecurity breaches at small businesses are on the rise We frequently see stories online and in the news about major…
Valuable Papers and Records Coverage Whether a business is a restaurant, a television station, a steel mill, a toy manufacturer…
Commercial Property Vacancy Provision Under a commercial property insurance policy, coverage is significantly different for buildings that are vacant for…
Understanding the Standard Property Policy The popular Commercial Package Policy (CPP) may not be available because of your building’s size,…
Inland and Ocean Marine Coverage Ocean Marine is the oldest line of insurance. Merchants trading goods over waterways developed the…
Understanding Equipment Breakdown Coverage Equipment Breakdown Coverage policies handle a substantial loss exposure to items such as unfired vessels –…
Additionally Insured – Lessor of Leased Equipment Contractors and subcontractors will eventually have to perform a job with rented or…
Commercial Drivers Drug and Alcohol Testing The Federal Motor Carrier Safety Administration (FMCSA) oversees an extensive testing and education program…