Business insurance for your New Hampshire company.
Custom business insurance solutions designed with your business in mind.
At Colby Group, we specialize in business insurance for all types of businesses in a wide range of industries. We provide customized solutions to companies throughout New Hampshire. Our team works with you to understand your unique risks. We customize a business protection plan that fits your business and your budget.
Why do you need business insurance?
Business owners wear a lot of different hats. A lot goes into running a business in New Hampshire, including protecting your business and your financial future. There’s a staggering workload that comes with building a company—and managing risk is a big part of the job. One bad accident or unexpected lawsuit could jeopardize your team, revenue, and the very future of your business.
No company can foresee every hiccup, but a well-thought-out plan from a trusted insurance agency helps to minimize risk. Our New Hampshire team helps corporations of all sizes protect themselves with the right business insurance policy.
Commercial business insurance and business insurance.
What’s the difference between “business insurance” and “commercial business insurance”? Both are used interchangeably to label insurance for companies and businesses, not individuals. It’s essential that any business, no matter the industry or size, prepare for the future with a policy that coverage with their specific business in mind.
Our New Hampshire insurance agency will help craft a policy that best suits your risk level and business type. We don’t just know insurance—we know the area and what will best serve a company like yours. It’s our job to provide expert business insurance advice while covering the risks to your company.
Common risks for New Hampshire companies.
Are you wondering what kind of risks your New Hampshire business could be exposed to? Here are some of the most common threats.
- Accidents with business-owned vehicles.
- Damages or loss of company-owned buildings/structures.
- Professional errors and omissions.
- Cyber-attacks and data breaches.
- Defamation lawsuits.
- Accident liability claims.
- Workers’ compensation-related claims.
The Types of Business Insurance We Offer
Fortunately, there’s coverage options for all these areas. Don’t wait for large risks to jeopardize your business’s future—get the New Hampshire business insurance you need in advance.
Property insurance for businesses covers your physical goods, equipment, building, and structures in the event of an incident. Prepare for natural disasters, theft, and accidents with the right policy coverage.
Business Liability Insurance covers a variety of claims, including bodily injury or property damage that occurs in relation to your business. Many businesses choose to package their general liability insurance (GLI) with other policies.
A business owners policy, or BOP, is a packaged policy that includes property coverage, liability coverage, and business interruption insurance into one policy. With a BOP you also have the flexibility to include additional coverages such as cyber liability, errors and omissions, employee dishonesty coverage, and more to get the right protection in place for your business.
No business can steer clear of every mistake. Professional liability insurance covers you when your company or employee makes a mistake that could potentially cause a client or someone else harm. You’ll need this type of protection if someone files a lawsuit against your business.
With online threats increasing and evolving daily, we’re all paying more attention to the dangers of cybercriminals. Cyber liability insurance is protection that will cover you if you experience a data breach or another type of cyber-attack.
When you implement employee benefit plans, there’s room for error. This kind of policy protects you in the event of an accident or omission in the benefits program.
A business automobile policy (BAP) covers company-used cars, trucks, vans, and other vehicles. In the event of an accident or vehicle-related injury, your policy will protect your employee/company. Most BAP policies cover both owned and leased company vehicles.
If one of your employees gets hurt on the job, you want to have an excellent workers’ compensation insurance policy in place. This will help cover everything from missed wages to medical expenses and even death benefits in the event of an employee’s death.
Contact us for business insurance for your New Hampshire company.
Contact Colby Insurance Group to get started on your business insurance coverage. Our agents specialize in working with New Hampshire based businesses. Give us a call today at 603-526-2451.
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