General liability insurance for businesses in New Hampshire and Vermont.
What Does New Hampshire General Liability Insurance Cover?
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Most business owners in New Hampshire are required to get New Hampshire general liability insurance. This policy protects your business from direct and indirect damages to another party. Our agents will help you secure this essential coverage by providing a customized quote for business liability insurance in NH today.
General liability insurance is vital because running a business has inherent risks; without it, you could leave yourself vulnerable to costly lawsuits. A lawsuit could drain your finances and threaten your company’s future, from customer slip-and-fall accidents to property damage claims and advertising injuries.
Experience the peace of mind of knowing your business is covered by general liability insurance. Our friendly advisors for general liability insurance in Vermont and New Hampshire are ready to provide expert guidance.
New Hampshire General Liability Insurance Coverage Explained
When you purchase General liability insurance for your business it covers a variety of situations, scenarios, and outcomes, including:
- Bodily injuries and property damage. If your business causes harm to a customer and/or their property (resulting in an injury or damage), your general liability insurance in NH policy will cover the claim under the terms of your policy.
- Advertising injuries. If your business causes harm by defaming another individual or brand, general liability insurance may cover the claim.
- Copyright infringement. A good general liability insurance policy could cover you in a situation where you unintentionally use someone else’s work in an ad without their permission.
- Reputational harm. If you say something publicly that negatively impacts another individual or company, your policy may cover an associated claim.
With the right coverage, your New Hampshire general liability insurance policy will cover direct (and most indirect) costs associated with claims that fall into one of these categories. This includes costs for property damage claims, medical expenses, administrative costs to handle covered claims, and even the court costs associated with judgments and settlements for these covered claims.
If you have a small business, you can also benefit from this type of insurance policy. Small business liability insurance in NH can protect you from expenses that could put an end to your operations. Protect your small business confidently with general liability insurance in NH. Contact a Colby group advisor to help you today.
What’s Not Covered by General Liability Insurance?
General liability insurance in New Hampshire does not cover situations involving:
- Commercial auto accidents. You’ll need a separate commercial auto insurance policy to help cover costs associated with these damages.
- Employee illness and injuries. Workers’ compensation protects your employees while recovering from a work-related injury or illness.
- Damage to business property. You’ll need a commercial property insurance policy to protect your business-owned buildings and equipment.
- Errors in services. If you make an error that causes a client to sue you, you’ll need professional liability insurance and/or errors and omissions insurance to cover the legal costs and risks associated with it.
- Illegal acts. Any illegal act or wrongdoing by you or your employees will not be covered.
Don’t leave your business’s future to chance. Contact a Colby Group advisor to learn how we can help with general liability insurance in NH. We can help you find tailored business liability insurance in NH.
Why Choose Colby Group for Your General Liability Insurance in New Hampshire?
At Colby Group, we have an experienced team of commercial insurance agents who understand the New Hampshire business market better and the risks businesses face. Best of all, we’re an independent insurance agency. This means we work for you – not the big insurance companies. We represent both regional and national insurance companies, so we’ll work hard to find the right fit for you.
When it comes to general liability insurance in New Hampshire we take a coverage first approach and customize your insurance plan so you get the best coverage for your money. The value of the best general liability insurance for business is one that will have you covered when faced with a claim.
Get Your General Liability Insurance Quote
Want to figure out how you can access the best general liability insurance in New Hampshire? Getting a quote for general liability insurance in NH takes only a few minutes.
- Fill out this form and we’ll get in touch with you.
- Review each of the options with an experienced and licensed insurance advisor.
- Get the coverage you need to protect your business.
If you’d rather discuss your needs in person, call a Colby Group advisor today at 800-392-6532. We look forward to working with you to get the ideal business liability insurance in NH.
Get Started Today
As an independent agency, we are here to help you find the right coverage.
Get a Quote
 Request an Insurance Quote
As an independent agency, we are here to help you find the right coverage.
Get a Quote
It only takes a minute to get started.
- Fill out the form, we’ll be in touch.
- Go over your options with an agent.
- Get the coverage you need.
