Insurance for business cars, trucks, and other vehicles.
Commercial auto insurance for businesses in New Hampshire and Vermont to protect your assets and your future.
Do you have one vehicle or a whole fleet? We can help you implement custom business auto insurance in New Hampshire coverage. Business car insurance can protect your business and personal assets from the additional exposure that commercial vehicles bring.
An extra layer of coverage to your auto policy.
A vehicle collision is never good news. When it’s one of your business’ cars or trucks, the consequences are more complicated. New Hampshire business auto insurance, or New Hampshire commercial auto insurance, combines the elements of normal auto coverage with extra protection.
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Liability Coverage
Risk Factor
Being involved in a covered accident can result in legal exposures and damages, potentially leading to costly legal battles and financial liabilities.
Solution
Liability Coverage protects you from costs like legal liability, accident-related injuries, or accident-based damage in the event of a covered accident.
Bodily Injury Liability Coverage
Risk Factor
At-fault accidents can result in severe bodily harm to others, imposing a heavy financial burden due to medical expenses and potential legal costs.
Solution
Bodily Injury Liability Coverage can ease the financial strain by covering expenses related to bodily harm or death from an at-fault accident, typically including legal costs.
Property Damage Liability Coverage
Risk Factor
Unintentional damage to someone else's property caused by your vehicle can lead to significant repair costs and financial liability.
Solution
Property Damage Liability Coverage protects you by covering the costs if your vehicle unintentionally causes damage to another person's property.
Medical Payments Coverage
Risk Factor
Accidents can result in medical expenses for you and your passengers, regardless of who is at fault, leading to unexpected financial burdens.
Solution
Medical Payments Coverage helps pay for these medical expenses, providing financial relief after a covered accident.
Uninsured Motorist Coverage
Risk Factor
Injuries and property damage caused by uninsured or hit-and-run drivers can leave you without adequate compensation, leading to financial hardship.
Solution
Uninsured Motorist Coverage protects you from these risks, covering injuries and property damage, and often includes underinsured motorist coverage for cases where the at-fault driver's insurance is insufficient.
Comprehensive Physical Damage Coverage
Risk Factor
Non-collision incidents like theft, vandalism, flood, or fire can cause significant damage to your vehicle, resulting in expensive repairs or replacement.
Solution
Comprehensive Physical Damage Coverage compensates for such damages, offering financial protection against these non-collision risks.
Collision Coverage
Risk Factor
Collisions with other objects can cause extensive damage to your vehicle, leading to costly repairs.
Solution
Collision Coverage pays for the damage to your vehicle in the event of a collision, alleviating the financial impact of such incidents.
Higher liability coverage than auto insurance for individuals.
When obtaining commercial car insurance, you can usually get much higher liability coverage because businesses typically have more assets at risk than individuals. Additionally, with commercial auto insurance, you can get collision insurance for a business car.
Car insurance for business vehicles pays out for damage to your commercial car or truck no matter who caused the collision. This type of fleet vehicle insurance is a protection that’s often a must if you lease or finance commercial vehicles.
Essential for employees who use their own vehicles for work.
It’s also worth considering employers non-owned car liability coverage. It’s an add-on or a separate policy that covers your employees when they drive their personal cars or trucks for work. This type of protection can help reduce the risk of messy legal complications if they are injured or their vehicle is damaged during this time.
Commercial car insurance is essential for those that run a business. However, obtaining the proper business auto insurance coverages can get confusing. We can help!
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As an independent agency, we are here to help you find the right Business Auto Insurance coverage.
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Business Auto Insurance Quote Request
As an independent agency, we are here to help you find the right coverage.
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It only takes a minute to get started.
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- Review options with an agent.
- Get the coverage you need.
