Give Your Family the Gift of Life Insurance
Term Life Insurance is one of the best gifts you can give your family. Maybe you’ve been ignoring your life insurance needs because of the anticipated cost. Well, you’re not alone. 50% of Americans surveyed think they need more life insurance coverage, and one-third of all Americans have no life insurance coverage at all. The truth is that a little bit of money now can give you valuable peace of mind.
Term life insurance is the simplest and most affordable form of life insurance we offer. It provides a death benefit to the beneficiaries of the policy that will help defray the costs of lost wages. Term life insurance gets its name from the set amount of time or “term” that the life insurance policy covers. The policyholder pays a fixed premium amount throughout the term of the policy in exchange for a payout if death occurs within the term of the policy. A life insurance term can be as little five years or as many as 30 years with the most common terms being 10 and 20 years. The main factors that determine the price of term life insurance premiums are the amount of insurance desired, the length of the term, your age, and your health.
Term Life Insurance is a popular insurance choice for people with families, mortgages, and other responsibilities. Give us a call if you want to find out more. We offer a consultative approach so that you will have a better understanding of your life insurance options. You’ll become informed and empowered to make the right choice for you and your family.