Car Insurance Protects You and Your Vehicle
Car insurance is your protection against the unexpected. Even a minor automobile accident can become a considerable setback. Are you prepared for the unexpected financial burden of car repairs, the interruption to your busy schedule, exposure to potential lawsuits, and medical expenses for yourself, your passengers or occupants of another vehicle? Auto insurance makes sure you have the right protection in place for you and your car.
When it comes to auto insurance the laws vary from state-to-state, so you may be asking yourself: “What type of auto insurance do I need to buy in New Hampshire?” When purchasing an auto liability insurance policy for personal use in New Hampshire, you’re also required to buy medical payments coverage and uninsured motorist coverage. If you have a car loan, your lender may require additional coverage, such as collision coverage.
Some New Hampshire automobile owners are looking for more extensive coverage that includes damage from causes other than a collision, such as fire, theft, animal strikes, vandalism, fallen objects, flood, wind, and hail. A comprehensive coverage plan would cover all of these types of damages.
An Auto and Home Insurance Bundle Saves Time and Money
Bundling your personal auto and home insurance policies together has many clear advantages. If you have a car or other type of vehicle and own a home, some of the ways you can benefit include the following:
- Financial Savings. You will be eligible to receive a multi-policy discount rate when you decide to bundle your personal auto and home insurance policies.
- Time and Energy Savings. We know your time is limited. With a bundled personal auto and homeowners’ solution, you will spend less energy and time managing them. By combining your policies, your home and auto insurance will renew at the same time, which simplifies and streamlines the process.
- Improved Policy and Risk Management. It’s much easier for your agent to have a complete view of your insurance needs if you are bundling your home and auto policies. With a holistic perspective, your agent will better understand your lifestyle and your financial risks. They will be able to make coverage recommendations for improved risk management. They can also help you manage your policy limits and premiums.
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