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Masonry Insurance

Specialized contractor insurance coverage built layer by layer.

Masonry contractor insurance to protect your assets and your future.

Laying brick and stone is a highly specialized skill. As a mason, you have to consider your equipment, vehicles, tools, and more, as well as your finances. Your insurance program needs to reflect the unique nature of your business by providing tailored masonry contractor insurance.

Protect your unique business with masonry contractor insurance.

Two very important insurance coverages for masonry contractors include general liability and business property insurance. General liability insurance offers protection in the event someone is hurt on your property or a job site. This contractor’s business insurance may also cover the cost of damage you do to someone else’s property.

Business property insurance protects your office, storage sites, materials, equipment, and supplies. Both of these are typically combined into a business owners insurance policy for a masonry company.

Protection for the structures you build.

Clients expect your work to last for a significant amount of time, long after you finish the project. But what happens when it doesn’t, either because of a mistake or inferior materials? Completed operations insurance for contractors may provide protection if something like this goes wrong.

This type of contractor insurance for liability may also provide coverage if the client is unhappy with your work. This coverage is often part of your general liability insurance policy. However, if not, consider adding this general contractor insurance coverage on.

Covering your business wherever it may be.

Masonry contractors need to travel between job sites frequently. As a result, masonry companies may use a personal vehicle for business or a fleet of vans and trucks. Business auto insurance will offer protection if any of your vehicles cause damage or bodily injury.

Also, you need masonry insurance for the specialized tools and equipment your vehicles are carrying. Securing an inland marine insurance policy may also pay for damage or loss while in transit.

The structure you’re building needs coverage, too.

Builders risk insurance for contractors provides coverage for whatever you’re building, while you’re building it. Similarly, you may also see this called a course of construction policy. Inland marine insurance policies may include builders risk coverage or it can also be purchased as a standalone policy. Regardless, covering your work in progress with proper insurance helps protect you from substantial risk.

Essential coverage for masonry contractor tools and equipment.

Without your tools and equipment, you can’t work. Things like mortar mixers, chisels, saws, brick hammers, and other tools could get lost, damaged, or stolen. Paying out of pocket for repair or replacement can be financially draining. Specialized contractor’s tools and equipment coverage offers necessary protection to keep your jobs on track.

Cover risks associated with the business side of your operation.

When all is said and done, you’re still running a business. There are some general contractor insurance coverages that can benefit businesses in almost any industry, including masonry. For example, cyber criminals often target small to midsize companies, so cyber liability insurance can provide valuable protection.

If an employee files suit alleging discriminatory hiring or firing processes, employment practice liability insurance may help. This masonry insurance coverage can pay for the cost of defense and damages awarded.

Ready to discuss the unique insurance needs of your masonry contractor business?  Protection for the structures you build.

Masonry Contractor Insurance - Professional Masonry Worker Using Pan Knife for Building Brick Walls with Cement and Mortar

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As an independent agency, we are here to help you find the right coverage.

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