Life Insurance Protection for Your Entire Life
Whole, Universal or Variable Life Insurance Policies
Permanent life insurance provides coverage and peace of mind throughout the policyholder’s entire life. It provides a death benefit to the beneficiary no matter when the policyholder dies. Unlike term life insurance, permanent life insurance has no set term or expiration date. The cost of the premiums for a permanent life insurance policy is more expensive than term life premiums. Unlike a term life policy, a permanent life policy builds cash value over time, as long as you continue to make premium payments.
There are three types of permanent life insurance products, whole life, universal life, and variable life. Whole life and universal life are two of the most popular products. It’s important to consult with a qualified life insurance professional to help you find a permanent life product that best fits your needs.
We offer a consultative approach so that you will better understand your life insurance options. Become informed and empowered to make the right choice for you and your family.