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Car insurance in New Hampshire is your protection against the unexpected. Even a minor automobile accident is a huge setback. Are you prepared for the unexpected financial burden of car repairs? The interruption to your busy schedule? Exposure to potential lawsuits, and medical expenses for yourself, your passengers or occupants of another vehicle? Auto insurance from Colby Insurance makes sure you have the right protection in place for you and your car.
When it comes to auto insurance the laws vary from state-to-state, so you may be asking yourself: “What type of auto insurance do I need to buy in New Hampshire?” When purchasing an auto liability insurance policy for personal use in New Hampshire you’re also required to purchase medical payments coverage, and uninsured motorist coverage. If you have a car loan, your lender may require additional coverage, such as collision coverage.
Some New Hampshire automobile owners are looking for more extensive coverage that includes damage from causes other than a collision, such as fire, theft, animal strikes, vandalism, fallen objects, flood, wind and hail. All of these types of damages would be covered by a comprehensive coverage plan.
Purchasing automobile insurance in NH can get complicated, you might be asking questions like:
- What type of coverage will pay for damage to my car?
- Will my car insurance protect me from lawsuits?
- What is Comprehensive Coverage and what does it cover?
- Is towing and roadside assistance automatically covered in my policy?
- Who will pay my medical bills if I am injured in a car accident?
Our friendly and helpful agents can answer these and any other questions you have about protecting you and your car.