Ride the Open Road Confident That You're Covered
Getting motorcycle insurance quotes is a smart idea for New Hampshire’s many motorcycle enthusiasts. You might be using your motorcycle to get to work and save gas, or you love cruising the back roads on the weekend, or enjoy heading out on a run with other enthusiasts. If you are one of these people, you may be asking yourself, “What are the insurance requirements for motorcycles in New Hampshire?” When it comes to motorcycle insurance in NH, it’s critical that you have the right insurance in place for the right price, so you can enjoy your ride knowing you’re protected.
Although motorcycle insurance is not required by law in New Hampshire, it’s always a good idea to have protection in place in case you have an accident. In addition, motorcycle insurance is required in many bordering states such as Vermont so you’ll need motorcycle insurance if you plan to travel outside of New Hampshire.
Motorcycle insurance is affordable protection. A standard motorcycle insurance policy includes:
- Basic Liability Coverage – for bodily injury and property damage caused by an accident.
- Collision Coverage – for repair or replacement of your motorcycle due to an accident no matter who’s at fault.
- Comprehensive Coverage – to pay for damages to your motorcycle when caused by something other than an accident. For example, damage due to fire, theft, vandalism, animal strike, hitting a stationary object, etc.
- Uninsured /Underinsured – to pay expenses when another driver is at fault, and their insurance is not adequate to cover the bodily injuries and damages to your motorcycle.
For the motorcyclists who are looking for extra coverage, there are add-ons available such as, roadside assistance, rental coverage, trailer coverage, and accessories coverage.