As a New Hampshire Tenant You Should be Covered for your Belongings
Renters insurance protects renters in the same way that homeowners are protected by homeowners insurance. Renters are exposed to many of the same risks as homeowners when it comes to their personal property and personal liability. As a renter, the building structure is covered by your landlord's insurance policy, but not the items in your rented apartment or home. If you’re living in a rental unit or lease your place then you still need renters insurance to protect yourself and your personal belongings.
Take a look at our renters insurance policies, they are an economical way to ensure that you can replace your stolen, damaged or destroyed property. Can you really afford to replace your computers, electronics, jewelry, furniture, if they are lost in a fire or are stolen? Renters insurance also provides personal liability coverage to protect you from potential lawsuits. Most renters insurance policies also cover medical payments for individuals who are injured at your home, property damage to others in the event that you cause damage to another person's property, and provide additional living expenses in case you are temporarily displaced from your apartment or home.