Employee or Independent Contractor? Business owners have a lot at stake when it comes to determining whether persons connected with their ventures are employees or independent contractors. The largest issue with making this determination involves taxes and insurance. A business has specific responsibilities for employees, having the legal obligations to withhold and pay certain taxes

Cyber security breaches at small businesses are on the rise We frequently see stories online and in the news about major corporations being hit by security breaches, potentially exposing the personal data of millions. While legal cases and settlements are growing larger and larger against the companies that are breached, many small businesses think that

Is It Possible to Get Life Insurance Without A Medical Exam? One of the hallmarks of many life insurance policies, especially whole life ones, is a medical exam. A medical professional will analyze your blood and urine, as well as ask questions about your medical history. Your premium prices may be adjusted based on your