Surety Bond Underwriting Overview The surety underwrites the risk based on the three C’s: Capital, Character, and Capacity. Most grantors…
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The latest insurance articles, insight, and news from Colby Insurance Group.
Umbrella vs. Excess Coverage A business usually will buy liability coverage for two chief areas. One is to handle its…
Office Functions and Alcohol The office picnic, office-sponsored sports activities, holiday party, and client party may involve serving and consuming…
How to Protect Against Employee Theft When a business uses insurance and/or loss control to protect itself from losses, the…
Certificates of Insurance Business transactions frequently require the valuable protection provided by business insurance. A Certificate of Insurance is a…
Valuable Papers and Records Coverage Whether a business is a restaurant, a television station, a steel mill, a toy manufacturer…
Commercial Property Vacancy Provision Under a commercial property insurance policy, coverage is significantly different for buildings that are vacant for…
Understanding the Standard Property Policy The popular Commercial Package Policy (CPP) may not be available because of your building’s size,…
Inland and Ocean Marine Coverage Ocean Marine is the oldest line of insurance. Merchants trading goods over waterways developed the…
Understanding Equipment Breakdown Coverage Equipment Breakdown Coverage policies handle a substantial loss exposure to items such as unfired vessels –…
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